Superannuation and SMSFs

The superannuation system is designed to encourage savings for retirement over the course of your working life. What you may not realise is there are more ways to grow your super than just your regular employer contributions. We can help you build upon your super knowledge.

Our experienced financial advisors can help you evolve your superannuation strategy in the following ways::

- Develop strategies to grow your retirement benefits without having to lift a finger;

- Consolidate your superannuation to reduce management costs;

- Develop tax-effective strategies for contributing to your super fund;

- Get the most from the Government Super Co-Contribution scheme;

- Protect your superannuation savings for the long-term

Our purpose is to ensure that you are maximising the benefits available to you, and that your existing superannuation works as hard as you do to achieve your financial goals.

Self-Managed Super Funds (SMSFs)

Using a SMSF can be ideal for people with sufficient capital who wish to be more ‘hands on’ with their retirement savings, but without the right advice, it can be fraught with risk, responsibilities and complexity. 

If a SMSF is right for you, we’ll help you establish your fund correctly, provide strategic advice, and help you with the ongoing management of your Fund, giving you as Trustees of your Fund, the peace of mind that you are continually meeting all of the compliance requirements.

Our SMSF service includes:

- Simple, cost-effective, one-step set up of your SMSF Trust Deed, Trustee Structure and Investment Strategy;

- Pro-active and comprehensive strategic financial advice;

- Professional investment portfolio management services;

- Comprehensive tax and cash flow management services;

- Full SMSF administration and compliance documentation, available from Cygnet Accounting;

- Management of ongoing compliance and administration requirements.

To learn more about how we can help you take control of your superannuation, please contact us or call our Client Services team on 1300 CYGNET

Financial Advice:

Disclosure : While every care has been taken in the preparation of this information, Cygnet Financial Pty Limited (ABN 38 631 180 222) (AFSL 514528) and Cygnet Advisory Pty Limited (ABN 87 147 936 196) and Cygnet Accounting Pty Limited (ABN 33 605 660 857) makes no representation or warranty as to the accuracy or completeness of any statement in it including, without limitation, any forecasts. Past performance is not a reliable indicator of future performance. This site contains general information and does not take into account your objectives, financial situation or needs. Before making any financial investment decision, a person should seek professional advice.  The information provided is correct at the time of its creation and may not be up to date; please contact Cygnet Financial Pty Limited for the most up to date information.