Business Risk and Personal Insurance

There are several ways to manage risk and achieve a sense of security, and the strategy you need often depends on where you are in your life. You might want to protect your income, your ability to earn, or the nest egg you’ve built up, and ensure that your affairs and the interests of your family are in order even if the worst should happen.

We’ll analyse your insurance requirements, as well as your cashflow, so you can continue to fund your lifestyle. Concurrently, we’ll help to implement the right cover for you inside and outside of superannuation.

Our internal insurance specialists can help protect you and your family by:

- Establishing a comprehensive insurance structure tax effectively and incorporate your cashflow requirements;

- Recommending the most appropriate and affordable insurance policies from top rating insurance providers;

- Where possible, working with you to arrange insurance cover allowing for any existing medical conditions or less common employment arrangements;

- Arranging insurance to meet the needs of business owners, and

- Structuring ‘whole-of family’ insurance solutions within your SMSF to protect each generation – from young adults starting work, to young families, through to retirees.

Business Insurance Advice

We also have the knowledge and experience to provide independent advice to any business owner working in any industry vertical. Whether you’re a self-employed tradesperson or a director of a company, we can assess your needs to ensure that both you and your business are structured appropriately. Where applicable, we can recommend insurance for your business, as part of your tailored wealth protection strategy.

To find out more about how we can protect your assets, please contact us or call our Client Services team on 1300 CYGNET

Financial Advice:

Disclosure : While every care has been taken in the preparation of this information, Cygnet Financial Pty Limited (ABN 38 631 180 222) (AFSL 514528) and Cygnet Advisory Pty Limited (ABN 87 147 936 196) and Cygnet Accounting Pty Limited (ABN 33 605 660 857) makes no representation or warranty as to the accuracy or completeness of any statement in it including, without limitation, any forecasts. Past performance is not a reliable indicator of future performance. This site contains general information and does not take into account your objectives, financial situation or needs. Before making any financial investment decision, a person should seek professional advice.  The information provided is correct at the time of its creation and may not be up to date; please contact Cygnet Financial Pty Limited for the most up to date information.